Singapore’s SkillsFuture Credit Top-Up 2025 initiative continues to empower individuals with new learning opportunities. Introduced to help Singaporeans remain competitive in a fast-evolving job market, this top-up is particularly beneficial for mid-career workers looking to pivot or upgrade their skills. The government has announced a fresh tranche of credits under this scheme, and this time, the focus extends beyond tech to include sustainable development, AI literacy, and care economy courses.
Eligible Singaporeans aged 25 and above will receive a one-time top-up to their SkillsFuture Credit account. Those aged 40 to 60 (a group often referred to as mid-career workers) may receive an additional credit boost as part of national reskilling priorities. These credits can be used across thousands of approved training courses spanning multiple sectors.
What’s New in the 2025 SkillsFuture Credit Top-Up?
The 2025 update isn’t just a repeat of previous rounds. In response to industry feedback and workforce trends, new eligible courses have been added, and the list now includes niche fields such as blockchain regulation, AI for business management, and green infrastructure planning. This expansion is designed to meet the needs of both the economy and individuals seeking relevance in future-focused roles.
Below is a table outlining the top-up amounts and eligibility:
| Age Group | Top-Up Amount | Additional Credit (if any) | Eligibility Date |
|---|---|---|---|
| 25 and above | SGD $500 | N/A | July 1, 2025 |
| 40 to 60 (mid-career) | SGD $500 | +SGD $1,000 | July 1, 2025 |
Featured Training Courses Eligible for Credit Use
Singaporeans can now use their SkillsFuture Credit Top-Up 2025 on an even broader range of courses. These include online and in-person programmes, short workshops, and diploma or certificate tracks. Training courses now eligible include:
- AI and Machine Learning Fundamentals – for professionals looking to adapt to digital transformation.
- Sustainable Building & Urban Design – ideal for architects and planners.
- Cybersecurity Operations – tailored for both beginners and IT professionals.
- Healthcare Support Services – particularly useful for those entering the care economy.
- Green Finance and ESG Reporting – emerging demand in financial and compliance sectors.
Most courses are hosted through government-approved platforms like MySkillsFuture, NTUC LearningHub, and various Institutes of Higher Learning.
How to Claim Your SkillsFuture Credit Top-Up in 2025
Claiming your SkillsFuture Credit Top-Up is a streamlined process in 2025. Here’s how you can activate and use it:
- Log in to MySkillsFuture.gov.sg using your Singpass.
- Browse the directory of eligible training courses.
- Select your course and note the course reference number.
- Apply credit during registration with the course provider.
- Track your claim status under your SkillsFuture dashboard.
Pro tip: Some training providers also allow you to use your credit to offset course fees during early registration periods, so plan ahead.
Why This Matters for Mid-Career Workers
Mid-career workers face unique challenges, from adapting to new technologies to navigating career shifts. The SkillsFuture Credit Top-Up 2025 provides a critical financial cushion for those undergoing such transitions. The government’s emphasis on supporting this group reflects a strategic push to reduce job displacement and increase workforce agility.
By taking advantage of these subsidised training courses, workers can reposition themselves for sectors with rising demand. The courses not only enhance employability but also open up paths to entirely new careers.
Conclusion
The SkillsFuture Credit Top-Up 2025 is more than just a financial incentive—it’s a national strategy to future-proof Singapore’s workforce. With an expanded course list and targeted support for mid-career workers, this round of top-ups represents a significant opportunity for those ready to level up their careers. Whether you’re exploring green jobs, digital skills, or healthcare roles, now is the time to take action.
FAQ
What is the SkillsFuture Credit Top-Up 2025?
The SkillsFuture Credit Top-Up 2025 is a one-time credit of SGD $500 (or more for mid-career workers) added to Singaporeans’ SkillsFuture accounts to support continued education.
Who qualifies for the SkillsFuture Credit Top-Up?
All Singapore citizens aged 25 and above qualify. Those aged 40 to 60 may receive additional top-up amounts.
Can I use the credit for online courses?
Yes. Many approved training courses, including those hosted online, are eligible for credit use.
Is there a deadline to use the top-up?
Yes, the credits typically come with an expiry date. For the 2025 top-up, the expiry will be announced by SSG and is expected to be at least five years from issuance.
How do I know if my course is eligible?
You can search the official MySkillsFuture portal for a full list of approved training courses before making a claim.
Click here to learn more
Aanchal is a skilled content writer with a flair for creating compelling and engaging stories. With a keen understanding of her audience, she crafts content that informs, inspires, and connects on a deeper level. From blog posts and articles to marketing copy, she brings both creativity and precision to every piece. Her expertise helps our brand communicate with clarity and leave a lasting impression.