The Canada Revenue Agency (CRA) has confirmed the 2025 schedule for the GST/HST Credit Canada 2025, providing clarity for millions of low- and modest-income residents. This federal benefit, designed to ease the burden of sales tax, will deliver up to $496 quarterly to eligible individuals, starting in July 2025.
What Is the GST/HST Credit and Who Qualifies in 2025?
The GST/HST Credit Canada 2025 is a tax-free payment issued by the CRA to help eligible Canadians offset some of the goods and services tax (GST) or harmonized sales tax (HST) they pay. This credit is income-tested, with eligibility based on individual or family net income from the previous tax year. For the July 2025 to June 2026 period, the CRA will use income information from the 2024 tax return.
To qualify, you must be a Canadian resident for income tax purposes and be at least 19 years old, or have a spouse/common-law partner, or be a parent and live with your child. The CRA automatically determines eligibility after your tax return is assessed—there’s no separate application.
Confirmed Payout Dates and Credit Amounts for 2025
The CRA has locked in the following payout dates for the GST/HST Credit in 2025:
| Quarter | Payment Date | Maximum Credit (Individual) |
|---|---|---|
| Q3 | July 5, 2025 | $124 |
| Q4 | October 4, 2025 | $124 |
| Q1 | January 3, 2026 | $124 |
| Q2 | April 4, 2026 | $124 |
Each eligible individual may receive up to $496 annually, split into four equal quarterly payments. Families, couples, and those with children could receive higher amounts depending on household income and composition.
How the CRA Calculates the GST/HST Credit in 2025
The CRA calculates the GST/HST Credit using a phased-out model based on net family income. Those with incomes above the threshold will see reduced amounts or become ineligible. For example, an individual earning under $40,000 may qualify for the full benefit, while higher-income households may receive partial or no payment.
It’s crucial to file your tax return on time—even if you owe nothing—because the CRA uses that data to determine eligibility and calculate the payment. Missing the filing deadline could delay or forfeit your credit entirely.
What to Do if You Miss a Payment or Don’t Qualify
If you believe you qualified but didn’t receive your credit, you can check your CRA My Account or contact the CRA directly. Payment delays can sometimes occur due to banking issues, unprocessed returns, or incorrect personal information.
If your income or family situation changes during the year, notify the CRA as soon as possible. This helps ensure that payments are accurate and reduces the chances of overpayments that could lead to clawbacks.
GST/HST Credit: A Key Tool for Inflation Relief in 2025
As cost-of-living concerns persist into mid-2025, the GST/HST Credit Canada 2025 remains a vital source of support. For many low-income Canadians, this quarterly cash flow helps cover essentials like groceries, transportation, and housing expenses. With the CRA confirming stable payout dates and a predictable amount, recipients can plan more effectively and avoid financial surprises.
FAQ: GST/HST Credit Canada 2025
How do I apply for the GST/HST Credit in 2025?
You don’t need to apply separately. File your 2024 tax return, and the CRA will assess your eligibility automatically.
What is the income cut-off for the GST/HST Credit in 2025?
The exact income thresholds vary based on family size and province. Generally, individuals earning under $45,000 may qualify. For families, the threshold is higher.
When will I receive the next payment?
The next scheduled payment is July 5, 2025, as per the CRA’s confirmed calendar.
Can I get the credit if I just turned 19?
Yes, if you turned 19 before April 2025 and meet the other eligibility requirements, you may qualify starting with the July payment.
What should I do if I moved or changed my bank account?
Update your information through the CRA My Account portal or contact the CRA directly to avoid missed payments.
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